No connection — logging still works, we'll sync later
9:41
Paisa

Know what's
actually yours
to spend.

One number, updated as you go. Built in two minutes from your salary and your rent.

Safe to spend
—
Rent and bills are already set aside. Savings are already counted. This is what's left.
⏻
Works without linking a bank. If you link one it's read-only, through an RBI-licensed account aggregator. We never see your login and we can never move money.

What lands in your account each month?

Take-home, after tax. A rough number is fine.

Monthly take-home

And how much is rent?

The one number everybody knows exactly. It decides most of your budget, so guessing it just wastes your time later.

Rent per month
Include maintenance if you pay it. Living with family? Put 0.

Here's your starting budget.

Essentials come from your rent, not a rule of thumb. One slider changes how the rest splits.

More savingsMore spending

Your budget is live.

One number to watch. Log what you spend and it moves.

Safe to spend
—
Rent and bills are set aside. Savings are counted. This is the part that's freely yours.
Paisa
—
Safe to spend
₹0

Activity

Connecting your bank

Up to a minute. You approve it in your bank's own app, then land back here.

1
Reaching your bank
Through an RBI-licensed account aggregator
2
You approve read-only access
Happens in your bank's app, not here
3
Fetching the last 90 days
So your budget starts with real numbers
Month closed

Month is done.

You

Your budget
Data
⏻
Nothing leaves your phone unless you connect a bank. Income and rent are used once, to build the budget.