No connection — logging still works, we'll sync later
9:41
Paisa

Know what's
actually yours
to spend.

One number, updated as you go. Built in two minutes from your salary and your rent.

Example
Safe to spend
₹0
Built from a ₹48,000 salary and ₹18,000 rent. Yours is computed from your own two numbers on the next screen.
Works without linking a bank. If you link one it's read-only, through an RBI-licensed account aggregator. We never see your login and we can never move money.

What lands in your account each month?

Take-home, after tax. A rough number is fine.

Monthly take-home
₹

And how much is rent?

The one number everybody knows exactly. It decides most of your budget, so guessing it just wastes your time later.

Rent per month
₹
Include maintenance if you pay it. Living with family? Put 0.

Here's your starting budget.

Essentials come from your rent, not a rule of thumb. One slider changes how the rest splits.

More savingsMore spending

Your budget is live.

One number to watch. Log what you spend and it moves.

Safe to spend
₹0
Rent and bills are set aside. Savings are counted. This is the part that's freely yours.

—

Safe to spend
₹0

Activity

Connecting your bank

Up to a minute. You approve it in your bank's own app, then land back here.

1
Reaching your bank
Through an RBI-licensed account aggregator
2
You approve read-only access
Happens in your bank's app, not here
3
Fetching the last 90 days
So your budget starts with real numbers
Month closed

Month is done.

You

Your budget
Data
Your income and rent never leave this device. Connected accounts are read through an RBI-licensed aggregator, which means those transactions pass through our servers. We can't see your login and we can't move money.